Job Description

Report Checking

• Ensure daily, weekly and monthly report is reviewed accurately and in a timely manner.
• Escalate to HOD when potential risk or high exposure is detected.

Credit Assessment

• Prepare credit assessment for clients and assign credit limit based on client’s credit profile accurately and timely.
• Prepare periodical review in conducted as per company/ regulatory standard and requirements.

Budgeting & Forecasting

• Assist in the development of the annual budget and periodic forecast.
• Monitor and analyse variances between actual vs budget figures, providing insight to management.

Risk Monitoring

• Monitor and manage the credit exposure of the firm. Escalate to HOD when potential risk area is detected.
• Ensure debt collection process which inclusive of review of settlement proposal from client.
• Ensure that credit management related decision is executed in line with the delegated authority while adhering to the process standard defined by Company.

Training and Development

• Ensure attendance to compulsory training and any other training recommended by superior.
• Foster a collaborative and high-performance culture within the team.

Reporting and Compliance

• Assist HOD in preparing regular reports and presentations on department related issue to senior management.
• Ensure compliance with regulatory requirements and internal policies.
• Stay updated with industry developments and changes in credit risk management practices.

Any other ad hoc task assigned by HOD

Job Requirements

• Minimum Diploma holder or Degree Holder, preferably in Finance, Accounting, Business Administration, Economics, or related fields.
• At least 1 year of experience in the stockbroking industry, specifically in Credit Management or related functions.
• Relevant certifications in credit, risk management, or financial services are a plus.
• Fresh graduates are also encouraged to apply, provided they possess strong interest and basic knowledge in credit, risk, or stockbroking operations.
• Strong analytical and problem-solving skills.
• Good communication skills to liaise with internal teams and relevant stakeholders.
• High integrity and confidentiality in handling client information.